|
MONTOURSVILLE AREA FCU RATES
Effective January 01, 2026
*Rates subject to change without notice*
SHARES |
| Account |
Min Balance |
APR |
APY |
| Regular & Misc. Share Account |
N/A |
0.15% |
0.15% |
| Christmas Club Account |
N/A |
0.15% |
0.15% |
| |
SHARE CERTIFICATES (CD's) |
| Term |
Min Balance |
APR |
APY |
| 6 months |
$500.00 |
2.00% |
2.00% |
| 12 months |
$500.00 |
2.25% |
2.25% |
| |
LENDING RATES |
*as low as the following depending on credit score*
|
| Vehicle Rates |
Term |
APR |
|
New 2026
*Used add 0.50%* |
| 120 months |
5.75% |
over $20,000.00 |
| 108 months |
5.50% |
over $20,000.00 |
| 96 months |
5.25% |
over $20,000.00 |
| 84 months |
5.00% |
| 72 months |
4.75% |
| 60 months |
4.50% |
| 48 months |
4.25% |
| 36 months |
4.00% |
| |
Used 2021-2025
|
84 months |
5.75% |
| 72 months |
5.50% |
| 60 months |
5.25% |
| 48 months |
5.00% |
| 36 months |
4.75% |
| |
| Used 2017-2020 |
72 months |
6.00% |
| 60 months |
5.75% |
| 48 months |
5.50% |
| 36 months |
5.25% |
| |
| 2016 and Older |
60 months |
7.00% |
over $15,000.00 |
| up to 48 months |
7.00% |
| |
|
*Loan Application*
|
*Cosigner Loan Application*
|
| |
| Signature Rates |
Term |
APR |
| |
60 months |
11.9% |
| |
| Share/Certificate Secured Rates |
Term |
APR |
| |
N/A |
4.00% |
| |
| Visa Credit Card Rates |
Term |
APR |
| |
N/A |
13.9% |
| |
|
| HOURS |
| Monday |
9a-5p |
| Tuesday |
9a-5p |
| Wednesday |
9a-1p |
| Thursday |
9a-5p |
| Friday |
9a-5p |
| Holiday Closings |
| New Years |
| Martin Luther King Day |
| Presidents Day |
| Memorial Day |
| Juneteenth |
| Independence Day |
| Labor Day |
| Columbus Day |
| Veterans Day |
| Thanksgiving |
| Christmas |
|
